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Some Adults Fear Congress Will Make It Harder To Obtain Credit Cards

12/27/08

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Tags: US Economy

From Rasmussen Reports

  • 51% Worry Congress Will Make Credit Cards Harder To Get
  • Twenty-three percent (23%) do not believe it will be harder to obtain new cards, but slightly more (26%) are not sure in a new Rasmussen Reports national telephone survey
  • Fifty-three percent (53%) of investors say congressional action aimed at protecting consumers will make it more difficult for some people to get new credit cards, compared to 49% of non-investors

» Commentary by Kris Lazaro (registered Democrat)

Maybe it's a good thing that Congress will impose stricter limitations on who exactly can qualify for a credit card. For years, these card companies have been feasting on uninformed individuals and driving them into debt due to high interest rates and simple credit debt.

When the housing market burst, and the economy turned sour, we as Americans started to realize how spendful we all are. We realized that most of our problems can be directed into debt. With this new revelation, Congress' action of imposing stricter limits on interest charges may in fact be a blessing in disguise. Fewer people will be able to qualify for a credit card, and in the long run, this may help us reduce unnecessary spending.

This nation, for too long, has been spending out of our personal and national budget. It is now time to tighten the belt and buy only those things that are mostly needed. This credit crunch is good for our economic bellies. We all need to exercise proper money management and curtail all other excesses.

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